All-in-One Loan Advantage
The All-in-One Loan —
Putting Power in Your Hands
The All-in-One Loan puts all of your available funds to work immediately by making the largest mortgage payment possible through incoming deposits. So instead of your idle funds landing in a checking account earning less than 1%, your money is immediately applied toward the loan principal and converted to equity. This instantly brings down the interest being charged toward the loan principal, saving you substantial money on interest payments. And it does this without any loss of liquidity as you maintain full access to all your funds.
"They have one of the most pleasant customer service staffs I have encountered. Five stars out of a possible five stars."
-Mark Lee-
Certified Credit Link
So Powerful it's Patented
Introducing the first true borrower-friendly loan. So uniquely different from any other loan in the marketplace that it earned a United States patent in December 2009. Although similar instruments have been in place in Australia, Canada and the United Kingdom, this is the first time this type of loan is available in the United States. And, for those who qualify, it allows you to become "the bank of yourself" literally saving you tens, even hundreds - of thousands of dollars.
Make the Largest Mortgage Payment and
Always Have Money!
Even as all your available funds go toward paying your loan principal, you can still access those funds through unlimited check writing, ATM/debit cards or online bill pay. This works through a line of credit that stays open the entire 30 years of the loan, assuring access for any future opportunities or emergencies. Unlike a traditional mortgage in which, once you make your payment, the money is gone, the All-in-One Loan lets you pay the maximum possible against your loan and never worry because you can access that money if needed. You can live life in confidence knowing you have a home loan with a built-in safety net.
All-in-One Loan
All-in-One Loan
All-in-One Loan
All-in-One Loan
A Proven Way to Pay and Save
The All-in-One Loan has been tested and measured during the strongest default period in modern history. Due to the financial strength of the borrowers approved and the terms offered, this loan has a less than .03% default record.* This makes the All-in-One Loan the strongest performing publicly offered loan on the market.
*Taken from more than $3 billion funded through GMAC from 2005 - 2008.
For Responsible, Highly Credit-Worthy Borrowers
Not everyone will qualify for the All-in-One Loan. It's a financial-management vehicle designed to allow highly qualified, prudent homeowners to pay off their mortgages in significantly less time, while saving thousands in interest — all without impacting spending habits. However, if you qualify, you will have the most powerful loan instrument in existence working for you to accelerate your equity position while saving you thousands in interest payments.